страховой брокер(An insurance carrier is a company that sells insurance. The term carrier is used interchangeably with insurance company, insurance agency, insurance provider and insurance brokerage. Insurance carriers sell policies, like home, auto and life insurance, directly to consumers.coverage.com)
не помешать(something: I could use some help. – Помощь не помешает (лишней не будет). • We could use some sleep. – Нам бы не помешало немного поспать. )